Let’s build your tomorrow — one plan at a time.
Whether you're preparing for the unexpected or setting up your legacy, I'm here to help you create a plan that brings peace of mind and long-term protection. No pressure, just a conversation about what matters most to you.
What We Offer
Custom coverage. Trusted carriers. Plans that fit your life.
Safeguard your biggest investment and give your family peace of mind knowing the mortgage is covered in unexpected circumstances.
Life Insurance
Protect your family’s future with a plan that lasts.
Life insurance helps ensure your loved ones are financially secure if the unexpected happens — covering expenses, replacing income, and preserving your legacy.
Financial Planning
Clarity, structure, and confidence for your finances.
We’ll help you create a personalized roadmap for saving, spending, and building toward your goals — with support for every stage of life.
Mortgage Protection
Keep your home secure, no matter what life brings.
Safeguard your biggest investment and give your family peace of mind knowing the mortgage is covered in unexpected circumstances.
Final Expense
Lift the burden when it matters most.
Ensure your loved ones aren’t left with financial stress during an emotional time with a plan that covers funeral and related expenses.
Retirement Planning & Preparation
Your future deserves a solid foundation.
Let’s work together to prepare for the next chapter with smart, tailored planning for retirement that reflects your goals.
Debt Elimination
Freedom starts with a plan.
Create a strategy to eliminate debt and take back control of your financial future — one step at a time.
Meet Melissa
A Personal Mission to Protect What Matters Most
As the founder of Cardinal Family Insurance, I’m more than just a field underwriter—I’m someone who’s passionate about helping families build lasting protection and peace of mind.
With access to over 23 A+ rated carriers, I tailor every plan to fit your unique needs—whether you're preparing for retirement, securing your home with mortgage protection, or planning ahead for final expenses. I don’t believe in pressure or one-size-fits-all solutions. I believe in listening, understanding, and guiding you toward the plan that makes the most sense for your life and your legacy.
This work is personal to me—and when we work together, you’ll always be treated with honesty, care, and the respect your story deserves.
Why Choose Us
We’re not tied to one carrier — we’re committed to you.
At Cardinal Family Insurance, your needs come first — always.
[✓] Access to 23+ A+ Rated Carriers
Get personalized options — not one-size-fits-all plans.
[✓] Solutions Built Around Your Life
Every family is different. Your plan should be too.
[✓] Straightforward, Honest Guidance
No fluff. Just clear, compassionate advice you can trust.
[✓] No-Pressure Conversations
I’m here to listen, answer your questions, and help — not sell.
“I can't thank Cardinal Family Insurance enough for helping me secure the right coverage for my family's future. Their team is knowledgeable, friendly, and truly cares about their clients.”
- M. Hopkins